Joydeep Ghosh, Sanjay Kumar Singh And Bindisha Sarang

Stories by Joydeep Ghosh, Sanjay Kumar Singh And Bindisha Sarang

Make your mobile theft-proof in 4 easy steps

Make your mobile theft-proof in 4 easy steps

Rediff.com   27 Jan 2017

Losing a phone has become even more costly after the government's push for a cashless society

Stake sale in insurance cos could net govt upto Rs 18K crore

Stake sale in insurance cos could net govt upto Rs 18K crore

Rediff.com   19 Jan 2017

The main concern among industry and market experts is that the governance in these companies needs to be strengthened and the focus on social insurance has to come down.

'RBI has been against demonetisation'

'RBI has been against demonetisation'

Rediff.com   19 Jan 2017

'It is like bombing a building with 200 people to kill 5 terrorists.'

Short-term debt funds better than FDs?

Short-term debt funds better than FDs?

Rediff.com   19 Jan 2017

These funds carry low risk and should be able to beat the returns from fixed deposits.

How to deal with an income tax notice

How to deal with an income tax notice

Rediff.com   4 Jan 2017

Prepare your replies with expert help, if necessary. Keep relevant documents ready to support your replies.

Demonetisation = Up to 25% increase in monthly budget

Demonetisation = Up to 25% increase in monthly budget

Rediff.com   29 Dec 2016

Joydeep Ghosh takes stock of personal finances after the life-altering surprises of 2016.

Sigh! 2016 was a tough year to make money

Sigh! 2016 was a tough year to make money

Rediff.com   27 Dec 2016

Expect more volatility in the coming year as the economy and markets price in the demonetisation drive.

Despite the cut, EPF rate is still substantial

Despite the cut, EPF rate is still substantial

Rediff.com   20 Dec 2016

'The rate of interest from the EPF is still attractive compared to the rates on fixed deposits, National Savings Scheme, Public Provident Fund...'

How to benefit from the cashless drive

How to benefit from the cashless drive

Rediff.com   16 Dec 2016

All payments made via debit and credit cards, net banking and mobile wallets will be entitled to discounts.

2,315 mutual fund schemes: How to pick the best

2,315 mutual fund schemes: How to pick the best

Rediff.com   9 Dec 2016

How do you pick a mutual fund scheme that suits your needs?

How to keep your mobile wallet secure

How to keep your mobile wallet secure

Rediff.com   7 Dec 2016

'Even if your phone goes missing for 15 minutes, be warned.' With e-wallets playing a larger role in transactions, these precautions are a must.

5 ways to beat the sharp cut in FD rates

5 ways to beat the sharp cut in FD rates

Rediff.com   29 Nov 2016

Interest rates on bank FDs have started coming down and rates on other fixed-income products will also decline. Investors should lock in to instruments offering higher returns.

Post demonetisation: How to earn more

Post demonetisation: How to earn more

Rediff.com   15 Nov 2016

How investors can tweak their fixed income investments to earn more in the current environment.

How to ensure your bank account remains safe

How to ensure your bank account remains safe

Rediff.com   24 Oct 2016

With cyber criminals becoming savvier by the day, learning how to safeguard yourself is imperative.

Good behaviour may get you cheaper loans, insurance

Good behaviour may get you cheaper loans, insurance

Rediff.com   20 Oct 2016

Banks and insurers are beginning to reward customers who show exemplary conduct with lower prices and penalise those who behave poorly by imposing higher costs.

Ensure safety of policies with e-account

Ensure safety of policies with e-account

Rediff.com   7 Oct 2016

While your insurer will help you open an e-insurance account at the time of buying a policy, existing policyholders must do so themselves

Why it's prudent to buy property in resale market

Why it's prudent to buy property in resale market

Rediff.com   3 Oct 2016

Read the investor-developer agreement carefully before signing the cheque

How to stay financially fit after 60

How to stay financially fit after 60

Rediff.com   29 Sep 2016

After retirement, the pressure on finances increases in the absence of regular income. Here are a few suggestions to ensure a smooth post-retirement life

It's a good time to start paying for financial advice

It's a good time to start paying for financial advice

Rediff.com   29 Sep 2016

Since there are many and complicated choices, retail investors stand to benefit

Should you wait before buying a house?

Should you wait before buying a house?

Rediff.com   23 Sep 2016

Those looking to take advantage of current market conditions should buy only after conducting due-diligence.